New York City Car Accident Lawyer
14 Wall Street 20th Floor
New York, New York 10005
When you mention “car accident” to someone, they most probably
will think that you mean an accident involving two automobiles. Mention
“car accident” to anyone from one of the Five Boroughs, and
they will think of an accident involving an automobile and any one of
a few hundred other things! On this page, a New York City car accident
lawyer explains what you should do if it’s your car that is involved
in an accident with either another car or one of those few hundred other things.
New York City and car insurance
As an automobile owner, you already know that you cannot legally operate
your car in the State of New York without automobile insurance. The minimum
insurance coverage of your car must be at least $25,000 per person for
personal injury and $50,000 for a single death in an accident; $50,000
of personal injury coverage and $100,000 in accidental death coverage
in an accident with two or more injured or fatalities; and $10,000 in
These are the bare minimum requirements and proof of insurance is required
when registering a private, noncommercial vehicle.
The minimum insurance requirements for taxis, limousines, and livery vehicles
vary with the type of vehicle but are substantially higher than those
for a private vehicle.
Liability after a New York City car accident
After a car accident in New York City, there will be an investigation the
circumstances of that accident. This investigation will be conducted by
the police and the investigation report will be ready within a few business days.
It is important to remember that the accident report deals only with the
“hard facts” of an accident and the investigating officer’s
opinion regarding what happened. In particular, the investigation does
not decide the question of liability in the accident. Liability is decided
in a civil court rather than a criminal court. The fact that you may have
been labeled as being “at fault” in an accident does not automatically
make you liable for damages. This question of who is liable in an accident
is best determined with the help of a New York City car accident lawyer!
Damages that can be awarded after a New York City car accident
In the insurance and legal fields “damages” is the term used
to describe any losses an individual suffers as the result of an accident
and a “claim” for damages is the bill that you present to
the person who caused your accident. Damages claimed following an accident
typically include, but are not limited to:
- Repair or replacement of your car, including the cost of a rental car.
- Repair or replacement of other personal property damaged in the accident.
- Current and future medical bills and related expenses.
- Lost wages and other income.
There are, of course, other damages that can be claimed following an accident.
These damages are unique to each accident and are usually determined after
consultation with an attorney.
Why you need the New York City car accident lawyer at the Doan Law Firm
The days after a car accident can be stressful, and the last thing that
you need is to be arguing with an insurance adjuster who is trying to
convince you to accept a settlement that is worth far less than your actual
losses. Insurance adjusters are paid to do one thing: to make sure that
their employers have to pay out the least possible amount of money to
settle a claim!
When you are represented by the New York City car accident lawyer at the
Doan Law Firm, you will be sending a message to the insurance adjusters
that their tactics will no longer work. In fact, the mere mention of a
car accident lawyer is usually enough to convince an adjuster to make
a more reasonable settlement offer.
When you contact the New York City car accident lawyer at our firm by calling
(646) 847-0000, you first consultation is always free on any charges and
does place you under any obligation to hire us to be your representative
in your car accident case. Should you decide that we should be your attorney
of record, we will never charge you any fees or other charges that may
be necessary for us to manage your case. Instead, we will assume responsibility
for all fees that may be necessary for us to win your case in return for
an agreed-upon percentage of the final settlement that we will win for you.
The Doan Law Firm – New York City 14 Wall Street 20th Floor New York,
New York, 10005 (646) 847-0000