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Hurricane Harvey Unfair Insurance Claim Handling

The Doan Law Firm

(833) FLOOD-LAWYER

1 Riverway Suite 2325

Houston, Texas 77056

Are you already finding yourself at loggerheads with your insurance company in the aftermath of Hurricane Harvey? Do you believe that you face Hurricane Harvey unfair insurance claim handling? If you do, The Doan Law Firm is here to help. You can reach us right now by calling our Hurricane Harvey Hotline at (833) FLOOD-LAWYER.

The sad reality is that in the aftermath of any major storm like Hurricane Harvey, insurance companies are notorious for engaging in unfair claim settlement practices. When your home has been damaged because of a hurricane, you deserve better than an insurance company more interested in its financial bottom line than in providing you the assistance you have paid for in premiums.

Hurricane Harvey: The Brutal Facts

Hurricane Harvey caused catastrophic damage in and around Houston. Indeed, 33 counties in Texas were declared federal disaster areas. By the time the wicked storm abated, some areas in the Lone Star State were pounded by over 50 inches of rain. Never in the history of the United States as a storm pummeled any place in the nation with this much water.

Initial reports from the U.S. Department of Homeland Security indicate that over 100,000 homes were damaged by Hurricane Harvey, During the first week after the storm, over 325,000 home and business owners applied for assistance from the Federal Emergency Management Agency, or FEMA. That number will increase over time. Upwards to a half million motor vehicles are thought to have been damaged by Hurricane Harvey. Tens of thousands of insurance claims have been filed, with the submissions continuing apace.

What is Hurricane Harvey Unfair Insurance Claim Handling?

The laws of the state of Texas establish specific parameters that an insurance company must follow when settling insurance claims, including those for storm-related property damage. These parameters include specific time frames during which an insurance company investigates a claim. In addition, there are time frames within which an insurance company must settle a claim, once a reasonable investigation is concluded.

The sad reality is that time and again, after major storms like Hurricane Harvey, insurance companies abuse or even ignore the requirements of the law when it comes to processing claims. Insurance companies abuse the system and unduly delay the investigation of claims or their settlement when an investigation ends.

Conversely, insurance companies engage in another type of unfair claim settlement handling by trying to force a homeowner to accept a settlement well below what he or she actually is entitled. Insurance companies use a wide array of different, impermissible tactics to force a low-dollar settlement. This includes the threat that if a homeowner doesn't settle now, he or she will be left waiting indefinitely for money to rebuild after a weather event like Hurricane Harvey.

While Texans were in the midst of the devastating effects of Hurricane Harvey, a new law went into effect in the state that lessened the penalties an insurance case faces for unfair insurance claim handling. Previously, an insurance company faced the prospect of paying 18 percent interest on a claim settlement if a determination was made that the claim was unfairly handled. That penalty has been cut almost in half, to 10 percent. Unfortunately, this may made insurance companies even more likely to engage in Hurricane Harvey unfair insurance claim handling.

If any of this sounds familiar to you in your dealings with your insurance company, of if you have faced other issues in working towards an appropriate settlement with your insurance company, contact the Hurricane Harvey Hotline at (833) FLOOD-LAWYER.

Hire a Fighter -- Today

You cannot sit back and hope your insurance company will be fair in regard to your claim. If you are already experiencing issues with your insurance company regarding your Hurricane Harvey claim, you are at risk. Call the Doan Law Firm Hurricane Harvey Hotline at (833) FLOOD-LAWYER to obtain the support and professional assistance you need in your case. The Hurricane Harvey Hotline is staffed 24 hours a day, seven days a week. It will be up and running as long as Texans face problems with their Hurricane Harvey insurance claims.

We have offices located throughout Texas, including in Houston at:

The Doan Law Firm

(833) FLOOD-LAWYER

1 Riverway Suite 2325

Houston, Texas 77056

The Doan Law Firm Attorney Fee Promise

You have enough on your plate in the aftermath of Hurricane Harvey. You don't need the added burden of trying to figure out how to pay for a lawyer to protect your legal interests. The Doan Law Firm will never charge a fee in your Hurricane Harvey unfair insurance claim handling case unless we obtain a favorable settlement of judgment for you. If we don't win, you pay no nothing.

Contact an Experienced Personal Injury Lawyer

After an accident, the responsible party's insurance company may try to reduce the claim amount. Commonly, insurance adjusters are trained to get information from the injured to assist in reducing the claim. Though some insurers are less guilty of this practice than others, it is important to realize that insurance companies are profit-oriented corporations and reducing claims results in increased profits for shareholders. This can create a situation for the injured in which they are offered a settlement that does not truly reflect the damages suffered. If you accept this settlement, you lose the ability to get more money should your injuries require further medical treatments. It is critical that victims get legal assistance in any personal injury case, and The Doan Law Firm is prepared to fight relentlessly for your rights.

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