Uninsured/Underinsured Motorist Claims Lawyer
Skilled Car Accident Lawyer Serving Nationwide
auto accident caused by a driver who did not have the appropriate auto insurance coverage?
If not, you might be wondering how you are going to recover the financial
compensation you are rightfully due. While it might seem that there is
no way to recover payment for the losses you suffered, there are actually
options that might be available to you for obtaining compensation.
One of those options is to file a claim through your own uninsured motorist
(UM) insurance or underinsured motorist (UIM) insurance coverage. This
is insurance that provides you with the chance to be compensated when
the at-fault party is not insured or does not have enough coverage to
meet the damages from the car accident. This type of insurance can also
be used in provide the victim with compensation in
hit and run accidents.
Do you want to learn about your options for receiving compensation through
this type of insurance coverage? If so, do not hesitate to speak to The
Doan Law Firm, P.C.'s Houston car accident attorney. In addition to
helping clients get the filing process started for their UM or UIM claims,
the firm can also help those who are having trouble reaching fair settlements
from their insurance companies under this coverage.
Uninsured Drivers in Texas and UM/UIM Coverage
Many of us would never even consider doing something as irresponsible as
driving without insurance. Yet, there are many individuals out who do
just that. It is estimated that about 20% of drivers in the state of Texas
are uninsured, according to the Texas Department of Motor Vehicles. With
these types of statistics, you will need to be prepared for a collision
with an uninsured driver if you live in this state.
In Texas, drivers have the option to obtain UM/UIM coverage for bodily
injury only or UM/UIM coverage for property damage only, or both forms
of coverage. Bodily injury UM/UIM coverage will pay for damages such as
pain and suffering, medical bills, partial or permanent disability and
lost income, according to the Texas Department of Insurance. Property
damage UM/UIM coverage will pay for things like vehicle repair, damages
to items that were inside the vehicle at the time of the crash and rental
In addition to policyholder, UM/UIM insurance also covers the injuries
of others who were in policyholder's vehicle during the crash, including
passengers and individuals who were driving the vehicle with the policyholder's
permission. Make sure you speak with a competent Houston car accident
attorney after being injured by an uninsured or underinsured motorist.
Contact The Doan Law Firm, P.C. for a free initial consultation!