Understanding the Hurricane Matthew Insurance Claim Process
Hurricane Matthew property damage reports began to filter in from South Florida even as the storm made its way up the Florida coastline. Although Floridians breathed a bit of a sigh of relief because Hurricane Matthew did not hit the state head-on, as some meteorologists predicted in the lead-up to the storm reaching Florida, damage nonetheless is substantial. The Hurricane Matthew insurance claim process commenced even as the storm blew up the Florida coast.
By the time Hurricane Matthew hit the shores of Florida, 2 million new residents had moved into the state since the time of the last major hurricane. What this means is that there are many Floridians who simply have no experience with a major weather event in the Sunshine State. In addition, because damage from Hurricane Matthew stretches from in and around the Palm Beaches and upward, a large number of homeowners and businesses are impacted by property damage caused by the storm.
Homeowners and businesses need to have a general understanding of the Hurricane Matthew insurance claim process. This includes and understanding of problems homeowners and businesses can expect when it comes to the Hurricane Matthew insurance claim process. In addition, homeowners and businesses need to appreciate how a Hurricane Matthew property damage lawyer can be of assistance.
Initial Property Inspection and Formal Appraisal
Once a homeowner or business completes the proper claim form, an initial inspection of damaged property needs to occur. For example, in the case of a homeowner, this is done to confirm that a property may not be habitable. If that is the case, different property insurance policy provisions may kick in providing some more immediate funding from an insurer to provide temporary shelter to that homeowner.
The preliminary inspection is one point at which the Hurricane Matthew insurance claim process could get sidetracked. In the direct aftermath of a major storm like Matthew, the demand for this type of inspection is going to be tremendous. Hundreds of properties up and down Florida are going to need this type of inspection.
A solid strategy is for a homeowner or business to retain a Hurricane Matthew property damage lawyer in a highly proactive manner. By having an attorney involved at the very start of the claims process, a Florida home or business owner has far better chance of not being shoved to the back of the line when it comes to this oftentimes highly important preliminary property inspection.
Unfair Hurricane Matthew Insurance Claim Practices
A person who suffered property damage because of Hurricane Matthew needs to be alert to different unfair Hurricane Matthew insurance claims practices that conceivably could be pulled by a Florida insurance company. One need only look to any other major hurricane to see how unscrupulous an insurance company can be at time.
Examples of unfair claims settlement practice were evident after Katrina, Rita, Wilma, Sandy, Andrew and all other major storm events of the past 25 years. One widely used, and totally inappropriate, tactic employed by property damage insurance companies is pressuring a Floridian to accept a low-dollar Hurricane Matthew property damage claim settlement.
An insurance company speeds through the Hurricane Matthew insurance claim process, leaving a homeowner or business with the belief that if the money on the table isn't accepted, they will end up with even less. A skilled and experienced Hurricane Matthew property damage lawyer, like one on the team at The Doan Law Firm, are fully versed in this tactic and know what strategies to employ counter this kind of conduct by an insurance company.
At the other end of the inappropriate Hurricane insurance company claim settlement practices spectrum is the undue delay of a settlement. Media reports abound with examples of this tactic being utilized by insurance companies after Katrina, Sandy, and Andrew. Hard-working people lost their businesses as a result. Families lost their homes.
This represents another area in which a Hurricane Matthew property damage attorney provides invaluable assistance to a homeowner or business. For example, The Doan Law Firm has the experience and resources necessary to take on an insurance company that attempts to pull this type of tactic, and to do so with full force.
Assistance with the Hurricane Matthew Insurance Claim Process
The Doan Law Firm stands ready to assist Floridians with the Hurricane Matthew insurance claim process. The Doan Law Firm has a hotline for Floridians with property damage sustained during Hurricane Matthew. 786-671-0000 operates 24-hours a day, seven days a week.
An initial consultation with an attorney from The Doan Law Firm can be scheduled immediately. There is no charge for an initial consultation to discuss how The Doan Law Firm can assist with the Hurricane Matthew insurance claim process. The firm can represent a homeowner or business located anywhere in the state of Florida.
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