What to do If Your Texas Accident Involves Progressive Insurance

Progressive Insurance is the leading provider of auto insurance in Texas, representing over 16% of all Texas drivers . If you’ve been injured in an accident and the other driver has Progressive, our accident attorneys can help. You should not speak to Progressive without having an attorney present if injuries were involved. You don’t want to be tricked into saying something that will devalue your claim, and that’s often what insurance representatives are trained to do. The accident attorneys at The Doan Law Firm will fight to maximize your recovery from the insurance company.

Submitting a Claim to Progressive Insurance

Progressive offers a variety of methods for filing claims, including online services and a 24/7 call center. You can start a claim through their website or by calling 1-800-776-4737. Whether completing an online form or providing information over the phone, be cautious with your responses, especially regarding fault and the extent of your injuries.

Once you’ve reported the incident, Progressive will assign a claims specialist to evaluate your case. Keep in mind that this specialist’s primary goal is to minimize the amount of money they pay you. While they may appear to be friendly and come across as helpful, that is often not the case.

If the specialist pressures you for a recorded statement or attempts to assign blame, it’s most likely in your best interest not to do that without an experienced personal injury attorney present and on the call.

Settling a Claim with Progressive Insurance

If handling the claim on your own, be prepared for the claims specialist to present an initial settlement offer. Keep in mind:

• The settlement is final once accepted, eliminating any future claims.
• Initial offers are often far less than the true value of your case. Many times they don’t account for all of the injuries and losses involved.
• It’s smartest to wait until all medical treatments are finished and any long-term conditions have been evaluated by a medical professional before agreeing to a settlement.
• Make sure you understand the full spectrum of damages that could be included in your claim and their respective values under the law.
• You are entitled to negotiate for a better offer than the first one provided by Progressive.

For straightforward cases with minor injuries and limited medical expenses, you may be able to manage the claim on your own. But if there are more serious injuries involved, speaking to a personal injury lawyer might would be highly advised before finalizing any agreement.

Keep in mind – signing a settlement agreement means your claim with Progressive is concluded, and you cannot request additional funds for this incident afterward.

Valuing Your Progressive Accident Claim Accurately

It’s very important to have a clear understanding of your claim’s worth before negotiating with Progressive Insurance. This includes potential reimbursements for:

• Medical and therapy bills
• Lost wages from time you were forced to miss at your job
• Costs associated with travel to and from medical appointments
• Expenses for medications and medical equipment
• Other related expenses

Calculating non-economic damages like pain and suffering, which cover the physical and emotional distress from the accident, can be complex and typically requires a nuanced approach. This is why an experienced Houston personal injury attorney is critical to getting maximum value for your accident.

In cases of significant injuries or lasting impairment, professional legal guidance is advised to ensure a fair assessment of your claim, beyond the figures Progressive’s representative might propose.

The Right Attorney Can Help You Maximize Your Settlement Offer from Progressive

If you’re dealing with a Progressive Insurance claim and you would like help or at least a free consultation, our law office is here to help. We are very experienced at handling accident claims involving Progressive Insurance. We handle all cases on a contingency fee basis, meaning you pay nothing unless we recover money for you.

We are also able and willing to handle cases involving other Texas insurance providers, such as Liberty Mutual, State Farm, Allstate, and Geico.