New York City Car Accident Lawyer
14 Wall Street 20th Floor
New York, New York 10005
When you mention “car accident” to someone, they most probably will think that you mean an accident involving two automobiles. Mention “car accident” to anyone from one of the Five Boroughs, and they will think of an accident involving an automobile and any one of a few hundred other things! On this page, a New York City car accident lawyer explains what you should do if it’s your car that is involved in an accident with either another car or one of those few hundred other things.
New York City and car insurance
As an automobile owner, you already know that you cannot legally operate your car in the State of New York without automobile insurance. The minimum insurance coverage of your car must be at least $25,000 per person for personal injury and $50,000 for a single death in an accident; $50,000 of personal injury coverage and $100,000 in accidental death coverage in an accident with two or more injured or fatalities; and $10,000 in property damage.
These are the bare minimum requirements and proof of insurance is required when registering a private, noncommercial vehicle.
The minimum insurance requirements for taxis, limousines, and livery vehicles vary with the type of vehicle but are substantially higher than those for a private vehicle.
Liability after a New York City car accident
After a car accident in New York City, there will be an investigation the circumstances of that accident. This investigation will be conducted by the police and the investigation report will be ready within a few business days.
It is important to remember that the accident report deals only with the “hard facts” of an accident and the investigating officer’s opinion regarding what happened. In particular, the investigation does not decide the question of liability in the accident. Liability is decided in a civil court rather than a criminal court. The fact that you may have been labeled as being “at fault” in an accident does not automatically make you liable for damages. This question of who is liable in an accident is best determined with the help of a New York City car accident lawyer!
Damages that can be awarded after a New York City car accident
In the insurance and legal fields “damages” is the term used to describe any losses an individual suffers as the result of an accident and a “claim” for damages is the bill that you present to the person who caused your accident.
Damages claimed following an accident typically include, but are not limited to:
- Repair or replacement of your car, including the cost of a rental car.
- Repair or replacement of other personal property damaged in the accident.
- Current and future medical bills and related expenses.
- Lost wages and other income.
There are, of course, other damages that can be claimed following an accident. These damages are unique to each accident and are usually determined after consultation with an attorney.
Why you need the New York City car accident lawyer at the Doan Law Firm
The days after a car accident can be stressful, and the last thing that you need is to be arguing with an insurance adjuster who is trying to convince you to accept a settlement that is worth far less than your actual losses. Insurance adjusters are paid to do one thing: to make sure that their employers have to pay out the least possible amount of money to settle a claim!
When you are represented by the New York City car accident lawyer at the Doan Law Firm, you will be sending a message to the insurance adjusters that their tactics will no longer work. In fact, the mere mention of a car accident lawyer is usually enough to convince an adjuster to make a more reasonable settlement offer.
When you contact the New York City car accident lawyer at our firm by calling (646) 847-0000, you first consultation is always free on any charges and does place you under any obligation to hire us to be your representative in your car accident case. Should you decide that we should be your attorney of record, we will never charge you any fees or other charges that may be necessary for us to manage your case. Instead, we will assume responsibility for all fees that may be necessary for us to win your case in return for an agreed-upon percentage of the final settlement that we will win for you.
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